Client Reviews
What Our Clients Say
Reviews and testimonials from seniors who sold their life insurance policies through Citizens Life Group. Their stories speak for themselves.
Real Stories From Real Clients
Every experience is different, but our commitment to transparency, honesty, and advocacy stays the same.
"My son kept telling me to look into selling my policy and I kept putting it off. I finally called Citizens Life Group and I'm so glad I did. They were patient with me and explained everything in plain English. No one ever made me feel stupid for not knowing how this worked."
Margaret T.
Age 78 · Florida
"I didn't even know a term policy could be sold. Turns out mine had a conversion clause. The folks at Citizens Life Group spotted it and helped me convert it first, then sell it. Ended up with a nice check I wasn't expecting at all."
Robert K.
Age 74 · Texas
"The insurance company wanted to give me $87,000 to surrender my policy. Citizens Life Group got me over $410,000. That's not a typo. I almost let the insurance company talk me into taking their offer and I thank God I didn't."
Dorothy M.
Age 81 · Pennsylvania
"Good experience overall. Took a little longer than I hoped but the money was worth it. No complaints about the people I worked with, they were always straight with me."
James L.
Age 72 · California
"Twenty years with my financial advisor and he never once told me I could sell my policy. My daughter found these folks online. I was skeptical at first, I'm always skeptical of things I find on the internet, but they were upfront about everything. Fees, timeline, all of it. Multiple buyers ended up bidding on my policy which drove the price up quite a bit from where it started."
Linda S.
Age 76 · Ohio
"My wife needed home care and the bills were piling up. I was paying over $40,000 a year in premiums on a policy I took out when we had the business. Selling it took a huge weight off. The people I worked with were genuinely kind, you could tell they actually cared."
William R.
Age 79 · Arizona
"My premiums went up three times in two years. I was about to just let it go and walk away with nothing. Glad I didn't."
Barbara C.
Age 77 · North Carolina
"I'm not good with paperwork and I was dreading the whole thing. They handled pretty much everything. Kept me in the loop, told me what to expect, and the check showed up when they said it would. Can't ask for more than that."
Richard H.
Age 73 · Michigan
"After my husband passed I had this survivorship policy sitting there and I didn't know what to do with it. Didn't even know you could sell one. It took a bit longer than a regular policy from what they told me but they kept me updated the whole way. I'm in a much better place now."
Patricia W.
Age 80 · Georgia
"I sat on my policy for five years thinking about letting it go. Five years I could've had that money. My only regret is not calling sooner."
Thomas G.
Age 75 · Illinois
By the Numbers
Our clients' satisfaction speaks to the care we put into every case. See detailed case studies and results from real settlements.
4.8 ★
Average Rating
from testimonials on this page
10
Client Stories
from real policyholders
4–7×
Typical Payout Multiple
vs. cash surrender value, per LISA
60–90
Days to Close
from application to payment
Why Clients Trust Us
We are not a buyer. We connect you with fiduciary-licensed brokers whose only obligation is to you. No hidden fees, no pressure, and no surprises. Learn more about our mission and why our clients consistently rate us among the most trusted names in life settlements.
Ready to Find Out What Your Policy Is Worth?
Seniors across the country have discovered their life insurance policy was worth far more than they expected. Check if you qualify, or read about how the process works. Get a free, no-obligation estimate today.